Car wrecks can be traumatic and life-changing events. They can cause physical injury, emotional distress, and financial hardship. Understanding the common causes of car wrecks and the importance of car insurance can help you avoid these situations or minimize their impact. In this article, we'll explore some of the most common causes of car wrecks and explain how car insurance can help you protect yourself.

 

Distracted Driving

Distracted driving is one of the most common causes of car wrecks. This includes anything that takes your attention away from the road, such as texting, talking on the phone, eating, or adjusting the radio. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving was a factor in 2,841 fatal crashes in 2018. That's why it's important to avoid distractions and focus on the road while driving.

 

Speeding

Speeding is another common cause of car wrecks. When you drive too fast, you have less time to react to unexpected situations, and your vehicle is harder to control. According to the NHTSA, speeding was a factor in 9,378 fatal crashes in 2018. That's why it's important to obey speed limits and drive at a safe speed for the road conditions.

 

Driving Under the Influence

Driving under the influence of drugs or alcohol is another common cause of car wrecks. Alcohol and drugs impair your ability to drive, making it harder to control your vehicle and react to unexpected situations. According to the NHTSA, 10,511 people died in drunk driving crashes in 2018. That's why it's important to never drive under the influence and to always have a designated driver or plan for alternative transportation.

Car wrecks can be devastating, but understanding the common causes and the importance of car insurance coverage can help you protect yourself and your finances. By avoiding distractions, obeying speed limits, never driving under the influence, and having the right car insurance coverage, you can help ensure a safe and secure driving experience. Remember to always put safety first and protect yourself with the right car insurance coverage.