Full coverage is a lie! This typically only includes liability, collision and comprehensive coverage. This however will not cover your medical bills if you are hit by someone without insurance.

 

Uninsured motorist coverage is a type of car insurance that can provide protection if you are in an accident with a driver who does not have insurance or if you are the victim of a hit-and-run accident. This coverage can help pay for your medical expenses and other damages if you are injured in an accident caused by an uninsured driver.

 

In Texas, it is required by law that all drivers carry a minimum amount of liability insurance, which covers damages that they may cause to other people or property in an accident. However, not all drivers follow this requirement, and some may not have any insurance at all. If you are involved in an accident with an uninsured driver, you may have to pay for your own damages out of pocket, which can be financially devastating.

 

Uninsured motorist coverage can help protect you in this situation by covering your medical expenses and other damages if you are injured in an accident caused by an uninsured driver. It can also provide coverage if you are the victim of a hit-and-run accident and the other driver is not identified. This coverage can be especially important in Texas, where the percentage of uninsured drivers on the road is relatively high compared to other states.

 

Overall, uninsured motorist coverage is an important type of insurance to have in Texas, as it can provide financial protection in the event of an accident with an uninsured driver.