How to File a Car Accident Claim in Texas

After a car crash in Texas, the process of filing a claim can feel overwhelming—especially when you are dealing with injuries, medical bills, and an insurance company that wants to move quickly. Below is a clear, plainspoken breakdown of the steps you should take to protect your rights.

Get Medical Care Right Away

Your health comes first. Even if you feel “fine,” get checked out. Many injuries show up hours or days later. Medical records also become key evidence in your case.

Report the Crash to Law Enforcement

In Texas, you must report an accident that causes injury, death, or property damage over $1,000. Make sure police come to the scene so an official crash report is created. This report is often one of the first documents insurance companies look at.

Gather Evidence at the Scene

If you can, take photos of the vehicles, skid marks, injuries, road signs, and anything else that helps tell the story of what happened. Exchange information with the other driver and get contact information for any witnesses.

Notify Your Insurance Company

Texas law requires you to report a crash to your insurer within a reasonable time. Keep it simple—just report the basic facts. Avoid giving recorded statements before talking to an attorney.

Document Your Injuries and Losses

Save medical records, receipts, time-off documentation, repair estimates, rental car costs, and anything that shows how the crash has affected your life. The more documentation you have, the stronger your claim becomes.

Speak With a Personal Injury Lawyer

Insurance companies move fast to protect themselves—not you. A lawyer can guide you through the process, handle communication with the insurance company, and make sure you are not pushed into a low settlement. In Texas, you generally have two years from the date of the crash to file a lawsuit, so acting early is important.

Let Your Attorney Handle the Claim Process

Your attorney will investigate the crash, gather evidence, negotiate with the insurance company, and—if needed—prepare your case for trial. Working with a local firm that knows the Rio Grande Valley and its courts can make a major difference.

If you’ve been injured in a car accident anywhere in Texas, our team at Crash Law Firm is here to help. You can learn more or reach out to us anytime at https://aftermycrash.com/.